Capital Gains Tax Advice
Your Trusted Capital Gains Tax Experts
Plan for the sale and disposal of your valuable assets
Identify eligible Capital Gain Tax reliefs
Advise on the best methods to reduce tax exposure
Your Trusted Capital Gains Tax Experts
Our qualified capital gains tax consultants offer end-to-end capital gains services. We discuss your tax issues and assist you in organising your holdings in the most tax-efficient way.
Understanding Capital Gain Tax
Capital Gains Tax is the tax on the profit realised from selling non-inventory qualified assets. CGT applies to selling bonds, equities, properties, property investments, and precious metals. You may be required to pay taxes on any profits. The amount of taxes owed will vary based upon the type of asset, the length of time it was owned, how it was used, etc. Remember that the tax applies only to “capital gains” instead of the funds received. Whether a sale is taxable relies on whether the asset’s valuation has improved.
ATF Accountancy will handle the filing and payment of the capital gains tax. We will save you from errors, unexpected additional payments, or underpayments and will be at your side each step of the journey.
Who Is Liable To Pay Capital Gains Tax?
A person, trust, or organisation is responsible for paying CTG whenever they sell, transfer, or give a physical or intangible property or asset to another entity.
Our Capital Gain Tax Services
Our comprehensive range of tax services includes the following:
Capital Gains Guidance For Individuals
We often guide clients with their Capital Gains Tax obligations. This may result from the transfer of personal property, the selling of stocks, or the transfer of a second property, whether a buy-to-let property or the person becomes an accidental landlord because of their marriage or inheritance.
In each of these situations, we can provide professional guidance on a person’s most tax-efficient strategy. So, it can help reduce their tax burden.
Capital Gains Guidance For Businesses
Our accountants can advise corporations and stockholders on their potential Capital Gains Tax liabilities. Capital Gains Tax may be levied if a profit is realised through selling all or part of a company or business assets. Examples include:
- Land and structures
- Accessories and fittings
- Machinery and equipment Shares
- Registered trademarks
- Disposing of/selling a company’s goodwill
Capital Gain Tax Guidance For Property Investors & Landlords
We offer numerous landlords and property investors specialised tax and accounting guidance. For instance, we provide consulting on the Capital Gains Tax elements of transferring or selling properties and organising your business in the most tax-efficient manner. There are several factors to consider as a landlord or investor to reduce your tax liability and boost your profitability. Our knowledgeable staff is here to help you through complicated regulations.
Complete assistance
Our CGT service comprises the planning of your disposal, the evaluation of your alternatives, and the submission of your CGT return. Moreover, staying prepared to buy or sell assets can yield significant tax savings.
Regardless of the complexity of your tax return, our skilled tax advisor will walk you through all of it step-by-step.
Capital Gains Tax on Real Estate
Several landlords and property investors do not know how to efficiently offset capital gains tax. Thus, it results in tax payments far higher than they should be. Also, our skilled tax experts can guide how to plan such sales to limit capital gains tax obligations.
Advice from competent specialists
The capital gains tax (CGT) is a complicated area. This typically refers to any taxable profits realised from selling high-value assets such as real estate or stocks. We have years of expertise assisting customers with CGT, ensuring that you maximise any possible tax reliefs and manage your sale to prevent extra penalties and reduce your tax payment.
How Can ATFTAX Help You?
We have designed our premium service to help you, the taxpayer, prepare, submit, and file your capital gain tax returns. No matter the intricacy of your CGT problem, our certified accounting team has you covered. Individuals may reduce, postpone, or even prevent capital gains tax payments with proper planning and guidance on capital gains tax and property investment. For instance, this can happen with an assurance that capital assets transfer in a manner that maximises their yearly personal CGT allowance.
Our team of qualified and professional capital gains tax consultants will work directly with you to guide capital gains tax and real estate, maximise all possible reliefs, and prepare for future liabilities.
Ready to start your journey ?
Frequently Asked Questions
How much Capital Gains Tax will I pay in 2026/27?
For 2026/27 the main CGT rates for individuals are 18% where the gain falls within your unused basic rate band and 24% above it. Your first £3,000 of gains each year is covered by the annual exempt amount. The rate depends on your total income as well as the gain, so two people selling identical assets can pay very different amounts.
Do I have to report a property sale within 60 days?
If you dispose of UK residential property and CGT is due, you must report it and pay the tax within 60 days of completion. This is separate from your Self Assessment return — the gain goes on both. Missing the 60-day window triggers penalties and interest even if you later declare it correctly. Tell us before you exchange, not after completion.
What is the Capital Gains Tax allowance for 2026/27?
The annual exempt amount is £3,000 for individuals in 2026/27, with a lower figure for most trustees. It’s a use-it-or-lose-it allowance — you cannot carry unused amounts into the next tax year. For couples, careful use of both allowances and the timing of disposals across two tax years can make a meaningful difference on larger gains.
Do I pay Capital Gains Tax when I sell my business?
Usually yes, but Business Asset Disposal Relief may reduce the rate to 18% on qualifying gains up to a £1 million lifetime limit for 2026/27. The conditions are strict: broadly, a two-year qualifying period, and for shares a 5% holding plus officer or employee status. BADR isn’t automatic — it must be claimed. Planning well before a sale is far more effective than asking afterwards.
How can I legally reduce my Capital Gains Tax bill?
Options include using your annual exempt amount, transferring assets between spouses or civil partners before sale, offsetting allowable losses, spreading disposals across tax years, claiming Private Residence Relief where it applies, and making pension contributions to extend your basic rate band. Which of these help depends entirely on your circumstances — and almost all of them need to be in place before you sell.
